Ranking all previous Money in the Bank wins according to the long-term impact

#15 Jack Swagger (2010)

Swagger was only a transitional champion.

Money in the Bank match at 'Mania 26 was the most crowded match in the history of the stipulation, and WWE chose the blandest and dull superstar as the winner. Even MVP, or Evan Bourne, could have been a better choice than Jack Swagger. Although Swagger was a former ECW champion, but so was Christian, and he was way more popular with the crowd than Swagger.

A cheap rip-off of Kurt Angle's All-American character, Swagger's cash in and subsequent title defence was so underwhelming that he lost the title only after two months to Rey Mysterio and was stuck in the lower mid-card for the next 3 years. The fact that WWE presented two more MITB Ladder matches 3 months later also lowered the importance of this victory.

#14 Sheamus (2015)

The victory that came 5 years too late.

There is no doubt that Sheamus is one of the hardest workers in the WWE. The man is capable of wrestling a good match with every superstar on the current roster. However, his Money in the Bank win in 2015 was not something that people were expecting for the Celtic Warrior at this stage of his career. Although he is a multi-time World Champion, his victory came 5 years too late.

Winning the WWE Title at Survivor Series 2015, Sheamus was only used as a bait to get Roman Reigns over with the crowd. Fast forward a month later, and Sheamus had lost the WWE Title back to Roman Reigns on an episode of Raw. While Roman went on to main event WrestleMania 32, Sheamus wrestled a nonsensical tag team match as a member of the League of Nation. If that isn't a big fall, then I don't know what exactly is.