This GTA 5 Heist Guide will help players make the most money from all the heists in Grand Theft Auto 5's story mode. This Rockstar Games title came out all the way back in 2013, but is still as popular as ever, and among the primary reasons for that is the exciting content that it offers, like heists. In fact, one can approach story mode heists in many different ways, which makes for a somewhat unique experience for each player.
However, doing them in specific ways with some particular crew members can result in the best potential take for each protagonist involved. So, for anyone who's interested, here is a detailed GTA 5 Heist Guide to make the most money in story mode.
Note: The GTA 5 Heist Guide is based on the writer's opinion and in-game experience.
GTA 5 Heist Guide: Everything you need to know to make the most money in story mode

These are the five heists in GTA 5 story mode:
- The Jewel Store Job
- The Merryweather Heist
- The Paleto Score
- The Bureau Raid
- The Big Score
Most of them can be approached in a couple of ways with different combinations of NPC crew members. Each crew member differs in terms of skill level for their job, and naturally, takes a cut from the overall take for their services.
You can make a good amount of money even without following a specific set of instructions. That said, this GTA 5 heist guide will assist you in making the most money from them. It is also worth noting that one of the main story mode heists doesn't pay anything.
But before we begin with the heists themselves, it is necessary to make two NPCs available for them as crew members - Packie McReary and Taliana Martinez. They won't be needed in all heists, but are good to have for whenever required.
GTA 5 Heist Guide: How to unlock Packie McReary as a crew member

Those who have played Grand Theft Auto 4 must remember Packie McReary as a close ally of that game's protagonist Niko Bellic. In Grand Theft Auto 5, Packie can be found via a random event in Strawberry, Los Santos, after completing the story mission Complications.
The GTA 5 heist guide recommends helping Packie escape from the scene as he will then become available as a gunman during story mode heists.
GTA 5 Heist Guide: How to unlock Taliana Martinez as a crew member

Taliana Martinez is a new character in the series, and just like Packie, can be found through a random event that spawns along the highway near Braddock Pass. This random event will become available after completing the story mission Mr. Philips.
Drive Taliana over to the marked location, and she will become available as a getaway driver during story mode heists.
Note that Mr Philips comes after The Jewelry Store Job in mission order. This means that Taliana won't be available for that particular heist, but this won't stop you from making the most money from it.
GTA 5 Heist Guide: A brief guide to get the most money from each story mode heist
Now that we have gone over the two crew members, let's take a look at how to make the most money from all heists in order, starting with the jewel store heist GTA 5 most money guide:
1) GTA 5 Heist Guide: How to make the most money in The Jewel Store Job

The Jewel Store Job is the first proper heist in Grand Theft Auto 5-story mode. As indicated by its name, this is a jewelry store heist, and the protagonists that participate in it are Michael De Santa and Franklin Clinton.
Here's what you need to do to make the most money in this heist:
- Approach the Jewel Store Job with the Smart Approach
- Appoint Karim Denz as the driver (8% cut)
- Appoint Packie McReary as the gunman (12% cut)
- Appoint Ricky Lukens as the hacker (4% cut)
The GTA V jewel heist's best payout is $4,946,153. After division among all crew members, Michael can walk away with $1,223,073 and Franklin with $293,539.
Ricky won't be able to keep the alarm down for a long time, but he takes a very low cut. So, be quick and loot all glass cabinets to earn the maximum payout.
2) GTA 5 Heist Guide: How to make the most money in The Merryweather Heist
The Merryweather Heist is planned and put together by Trevor Philips, the third Grand Theft Auto 5 story mode protagonist. All three lead characters, Michael, Franklin, and Trevor of course, participate in it, but unfortunately, players cannot make any money from this heist.
This is because of narrative reasons, so one can go about The Merryweather Heist using any approach, and complete it in whatever way they want.
That being said, it is quite an action-packed quest, and you also get to maneuver a submersible in it, which is pretty neat. Additionally, there is a hilarious segment featuring Lester Crest right at the very end of the heist in the Freighter approach. Therefore, despite paying a grand total of $0, The Merryweather Heist is a fun mission at the very least.
Also Check: GTA 5 Business Guide
3) GTA 5 Heist Guide: How to make the most money in The Paleto Score
The Paleto Score score, as the name suggests, takes place in Paleto Bay, a small town in the northern section of the map. The objective of this heist is to rob Blaine County Savings Bank. Once again, all three story mode protagonists - Michael, Franklin, and Trevor participate in this heist, and can earn a good amount of money from it.
Here's what you need to do to make the most money in this heist:
- Appoint Daryl Johns as the gunman (6% cut)
- Avoid getting shot in the back as much as possible to minimize the loss of max potential take.
Daryl is a low-skilled gunman but also asks for a very low cut. Furthermore, the gunman will get killed during the heist due to narrative reasons, so choosing a low-skilled crew member here does not matter. Do not forget to pick up his dropped bag.
The best possible payout of the GTA 5 Paleto Score heist is $8,016,020 and each protagonist can walk away with around $463,000 from it.
Also Check: GTA 5 100 percent guide
4) GTA 5 Heist Guide: How to make the most money in The Bureau Raid

The Bureau Raid is a quest with some cinematic set-pieces that players should enjoy quite a lot. Just like The Jewel Store Job, only Michael and Franklin participate in it. The objective is to infiltrate the FIB headquarters in Downtown Los Santos, hack a server terminal, and then escape.
Here's what you need to do to make the most money in GTA 5 Bureau heist:
- Approach The Bureau Raid with the Roof Entry approach
- Appoint Taliana Martinez as the driver (5% cut)
- Appoint Norm Richards or Hugh Welsh as the gunman (both ask for a 7% cut)
- Appoint Ricky Lukens as the hacker (4% cut)
The Bureau Raid isn't a high-paying heist, but you can earn its maximum potential take, $331,985; by playing it with these choices. It is worth noting that Michael won't get anything in it, whereas Franklin can walk away with $242,346.
Also Check: GTA 5 guide to making billions
5) GTA 5 Heist Guide: How to make the most money in The Big Score
The Big Score is the final and the biggest story mode heist in GTA 5. All three protagonists, Michael, Franklin, and Trevor, take part in it and can earn a huge amount of money. The objective is to rob The Union Depository in Downtown Los Santos.
Here's what you need to do to make the most money in GTA 5 Big Score heist:
- Approach The Big Score heist with the Obvious approach
- Appoint Taliana Martinez as Driver 1 (5% cut)
- Appoint Karim Denz as Driver 2 (8% cut)
- Appoint those with the lowest cuts as both of your gunmen to maximize the protagonists' takes.
By following these instructions, the maximum payout of The Big Score can be a whopping $201,600,000. The sum can then be divided into a $41,664,000 cut per protagonist.
Also Check: GTA 5 The Big Score best crew and approach
GTA 5 Heist guide: How to make the most money in Blitz Play

Blitz Play is not exactly a story-mode heist, but its events do play out like one. Hence, some may be wondering if there is any way to profit from this mission.
Unfortunately, akin to The Merryweather Heist, there is no money to be earned from Blitz Play.
That being said, it is another enjoyable quest featuring the trio of Michael, Franklin, and Trevor. The mission can easily make for an enjoyable experience despite the absence of a monetary reward.
Also Check: GTA 5 parents guide
Grand Theft Auto 5 is nearly 12 years old at this point but is still a fun game in many ways. Its sequel, Grand Theft Auto 6, is set to release in 2026 on PlayStation 5 and Xbox Series X/S, and will take place in a fictional state named Leonida, which is, interestingly, home to the iconic Vice City.
So, fans can revisit these heists to keep themselves entertained as they wait for the much-anticipated sequel's launch, and perhaps get a somewhat fresh experience by approaching them with all the instructions mentioned in this GTA 5 Heist Guide.
Also Check: GTA 5 stock market guide