7 tips to earn maximum cash from GTA Online heists in 2025

GTA Online has eight heists you can do at any time. These are different and bigger than most other missions in the multiplayer game. Therefore, the payout is also higher than most missions. While the heist missions offer a big chunk of money as the base payout, there are also ways to increase it.

We’ve listed seven tips through which you can earn the maximum cash from GTA Online heists in 2025.

7 ways to maximize your profits in GTA Online heists in 2025

1) Complete Elite Challenges

Elite Challenges give you extra bonus (Image via Rockstar Games)

Each GTA Online heist has an Elite Challenge that remains hidden and optional. However, you should always try to complete it for extra rewards. Needless to say, the Elite Challenges are more difficult than normal gameplay, and there is little to no room for mistakes. Therefore, if you are familiar with any heist mission, you should aim to complete its Elite Challenge in the next run.

2) Grab extra loot

Most GTA Online heists offer additional loot along with the primary target. While there is no harm if you decide to avoid them, collecting the extra items will significantly increase your final payout. Therefore, we advise you to scope out secondary loot before starting the main mission. Some GTA Online heists spawn extra loot during gameplay. So, keep an eye out for them as well.

Also read: GTA Online Diamond Casino Heist guide

3) Hire fewer players

If you want to make the most out of the GTA Online heists, you should always keep your crew small. Hiring more players will surely make the game easier, but you’ll also have to give them a minimum cut of 15%. Do note that the Apartment Heists require four players. However, the others can be done with one extra player. Cayo Perico is the only solo-playable heist in the game.

Also read: GTA 5 Online Cayo Perico heist guide

4) Avoid damaging the loot

One rookie mistake players make in GTA Online heists is damaging the loot, especially during the Diamond Casino and Pacific Standard heists. If you damage the products or the enemies manage to shoot them, you’ll gradually lose their value. Therefore, you are advised to keep the damage as low as possible. You can ask other players to become your shield during the retrieval process.

5) Utilize high-paying loot events

Players should not avoid high-value loot events (Image via Rockstar Games)

Some GTA Online heists have multiple targets that spawn randomly. However, occasionally, there are events where it fixes the spawn of high-value targets. For example, Rockstar sometimes provides the Panther Statue in the Cayo Perico Heist and Diamonds in the Diamond Casino Heist. While such events are rare, if you come across one, you should not miss it.

6) Grind during the heist month

Heist month is the best time for hardcore grinders (Image via Rockstar Games)

November is unofficially known as the Heist Month as Rockstar Games increases the payout of various heist missions (one after another) during this period. While there are various GTA Online heists not worth doing, you should not avoid them during the Heist Month. Although it has not been announced yet, we might get Heist Month benefits in November 2025.

7) Use different approaches

You should replay heists as many times as possible (Image via Rockstar Games)

Some GTA Online heists offer different strategies. If you want to make more money, you should replay the missions with all available approaches. While repetition is the key factor here, you should also aim for the secondary loot items and complete the Elite Challenges. Using different approaches will increase your knowledge about the heist missions.

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About the author

Mridul completed his post-graduation in Mass Communication, Journalism, and Media Studies. His career as a journalist began at Sportskeeda, and he has been associated with the Esports & Gaming division for over 1.5 years. He has produced 1600+ articles on Grand Theft Auto, his favorite gaming franchise of all time.

Mridul writes detailed and well-researched articles, relying solely on official sources and reputable insiders for credible information. His immense love for the GTA series shines through in his work, which resonates with readers, with five of his articles having crossed the 100,000 reads mark each. Overall, his reads count stands at close to 8 million.

GTA: Vice City served as Mridul's introduction to Rockstar Games, and he has dedicatedly made his way through the publisher's catalog since then. If given a chance, he would love to drop into the world of Bully and relive his school days. However, he would like to recommend Grand Theft Auto 4 to beginners due to the depth of its narrative and in-game mechanics.

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Edited by Ripunjay Gaba